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WE
SPECIALIZE IN INSURING SMALL FAMILY FARMS OR HOBBY FARMS |
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Dwelling Coverage
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Protection against such perils
as fire, severe weather and crime for your dwelling, personal household
property and additional living expenses that might be incurred as the result of
a loss.
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Tenants
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Although the dwelling owner
may be responsible for a loss to the building, you need coverage to protect
against the loss of your personal property.
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Farm Personal Property
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Coverage for farm personal
property can be provided on either a scheduled or blanket basis
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Barns, Farm Buildings and Structures
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You also need coverage for the
other farm structures found on the premises such as barns, silos, bins, garages
and other outbuildings.
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Liability and Medical Payments
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All farmowners policies
include liability coverage for bodily injury and property damage to others.
Medical payments to others is included should a guest be injured on your
property.
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Discounts
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Superior dwelling discounts
available for those dwellings meeting certain requirements
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Placing
both your auto and farm insurance with Standard Mutual
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Valued
customer – rewards you for continuing to renew your policy with Standard Mutual
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Protective
devices – smoke detectors, fire extinguishers and dead bolt locks
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Optional
Coverage
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Replacement cost for household personal
property – insures your personal property for the full cost of repair or
replacement without deduction for depreciation
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Livestock coverage for accidental shooting,
drowning, attack by dogs or wild animals and collapse of buildings
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Coverage for damage done by foreign objects
ingested into farm machinery
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Many other optional coverages available to
tailor your policy to fit your needs
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This page
contains only a general description of coverage and is not a statement of
contract. All coverages are subject to the exclusions and conditions of the
policy itself. |
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